Friday Funny: What If The Office Lottery Pool Finally Wins?

An employee dream come true could be a company nightmare if that office lottery pool finally wins and everyone quits. Today, you can insure anything from employees winning the lottery to paranormal abductions. Here are the craziest things you can insure in 2019.

In the 1940s, movie star Betty Grable purchased a more than $1 million insurance policy for her legs from Lloyd’s of London. (Who knows what those gams could be worth today: Back then you could get a new Ford station wagon for under $2,000.)

That policy may have been a publicity stunt, but it had a real purpose: The starlet was famous for her legs, so an injury could not only have cost her a career, her movie studio would have lost one of its most bankable stars.

Whether it’s to protect health, auto, or property, insurance protects individuals and companies from risk. But what about more exotic risks like wedding insurance, riot insurance, or yes, even leg insurance? Well, it turns out, if you shop around, you can probably buy coverage. Afraid of being hit by space debris? There’s a policy for that. Worried that a hurricane ruining your wedding day? You’re covered.

The editors at FitSmallBusiness.com set out to uncover some of the wackiest insurance policies, and they got more than they bargained for. From fantasy sports wages insurance to policies to protect against terrorism, here’s what they discovered:

15 Craziest Things To Insure

insurance lottery win
(Photo: Getty Images)
  1. Cyber Extortion Protection
  2. Food Poisoning
  3. Terrorism
  4. Employees Winning the Lottery
  5. Hole-in-One Prize (Golf)
  6. Space Debris
  7. Body Parts
  8. Personality/Humor
  9. Sperm
  10. Fantasy Sports Wages
  11. Riots
  12. Kidnapping and Ransom Expenses
  13. Weddings
  14. Christmas Caroling
  15. Paranormal Abductions

“I love the fact that a business can insure against its employees hitting the lottery and all quitting at once,” says Sarah Wright-Killinger, Managing Editor, FitSmallBusiness.com. “We may have to look into that here.”

Click here to read the full report.